Calculators / Borrowing Power

Borrowing Power Calculator

A first estimate of what you may be able to borrow. Lender criteria vary — book a chat for a picture that reflects the real rules.

Estimated borrowing power

You may be able to borrow

$1,093,000

With your deposit
$1,173,000
Assumed term
30 yrs
Get this reviewed by Mool

This is an estimate only and not credit advice. Actual figures depend on your circumstances and lender criteria.

Visualised

What you can put on the table

Loan capacity plus your deposit is your ceiling.

Visualised

Monthly budget picture

How the repayment sits inside your take-home.

  • Living expenses
  • Est. repayment
  • Buffer

Talk to Mool

Ready to talk? Book a chat with Mool.

A relaxed first conversation. No pressure, no jargon — just an honest look at your options.

Mool Bhargava, principal broker at Em Bee Finance

Mool Bhargava

Principal broker · MBA Finance