Finance your next vehicle or equipment purchase
Cars, utes, trailers, machinery and equipment do not have to be paid for out of cash flow. Em Bee Finance arranges fast, competitive asset finance for Perth individuals and businesses.
Who this is for
Is this the right conversation to start?
You are buying a new or used car and want a better rate than the dealership.
Your business needs a ute, truck, trailer or machinery.
You want to understand the difference between chattel mortgage, hire purchase and lease.
You need a quick turnaround so you can make the purchase without delay.
How it works
Four steps, no surprises.
Choose your asset
We confirm the vehicle or equipment details, purchase price and whether it is for personal or business use.
Select the right structure
We compare chattel mortgage, commercial hire purchase, lease and consumer loan options to suit your tax and cash-flow needs.
Compare lender quotes
We source quotes from our asset-finance panel, focusing on rate, term, fees and flexibility.
Settle and drive away
We handle the paperwork and payment directly to the supplier so you can collect your asset.
The dealership rate is a starting point, not the best price.
Em Bee Finance, Perth
The benefits
Why clients choose Em Bee Finance.
Access to a wide panel of vehicle and equipment lenders.
Personal and commercial asset finance options.
Help choosing the right loan structure for your tax situation.
Fast turnaround so you do not miss the purchase.
Try the numbers
Estimate your monthly vehicle repayment.
Estimated vehicle finance
Monthly repayment
$724
- Amount financed
- $40,000
- Balloon at end
- $8,000
- Total paid
- $51,443
This is an estimate only and not credit advice. Actual figures depend on your circumstances and lender criteria.
Visualised
Balance across the term
Balloon remains at the tail — refinance, trade in or pay it out.
Visualised
Where your money goes
Principal, balloon and interest at a glance.
In their words
Perth families who felt heard.
A small selection of the notes we’ve received. Names shortened for privacy.
“Mool made the whole process feel calm. He explained every step in plain English and we settled without a single stressful phone call from us.”
FAQ
Common questions
Talk to Mool
Ready to talk? Book a chat with Mool.
A relaxed first conversation. No pressure, no jargon — just an honest look at your options.
Mool Bhargava
Principal broker · MBA Finance