Finance for your business and commercial property
Commercial lending is a different game: shorter terms, more scrutiny, and structures that matter. Em Bee Finance helps Perth businesses secure property, equipment and working capital through the right lender.

Who this is for
Is this the right conversation to start?
You are buying an office, warehouse, retail or industrial property.
Your business needs working capital or equipment finance.
You want to refinance a commercial property to free up cash.
You need a broker who understands business financials and lender requirements.
How it works
Four steps, no surprises.
Understand the business and asset
We review your business financials, the property or asset, and the purpose of the finance.
Structure the loan
We advise on term, interest-only periods, security, and whether a specialist or major-bank lender is the better fit.
Present to the right lenders
We package your application and pitch it to lenders with commercial appetite for your sector and asset type.
Negotiate and settle
We negotiate terms, manage due diligence, and coordinate settlement with your solicitor and accountant.


Business lending should move at the speed of your opportunity.
Em Bee Finance, Perth
The benefits
Why clients choose Em Bee Finance.
Commercial property and business finance expertise.
Access to both major banks and specialist commercial lenders.
Help structuring security and repayment terms.
A broker who speaks the language of business financials.
In their words
Perth families who felt heard.
A small selection of the notes we’ve received. Names shortened for privacy.
“Mool made the whole process feel calm. He explained every step in plain English and we settled without a single stressful phone call from us.”
FAQ
Common questions
Talk to Mool
Ready to talk? Book a chat with Mool.
A relaxed first conversation. No pressure, no jargon — just an honest look at your options.

Mool Bhargava
Principal broker · MBA Finance
