Other Loans / Commercial & Business Finance

Finance for your business and commercial property

Commercial lending is a different game: shorter terms, more scrutiny, and structures that matter. Em Bee Finance helps Perth businesses secure property, equipment and working capital through the right lender.

A modern commercial office building in Perth

Who this is for

Is this the right conversation to start?

  • You are buying an office, warehouse, retail or industrial property.

  • Your business needs working capital or equipment finance.

  • You want to refinance a commercial property to free up cash.

  • You need a broker who understands business financials and lender requirements.

How it works

Four steps, no surprises.

01

Understand the business and asset

We review your business financials, the property or asset, and the purpose of the finance.

02

Structure the loan

We advise on term, interest-only periods, security, and whether a specialist or major-bank lender is the better fit.

03

Present to the right lenders

We package your application and pitch it to lenders with commercial appetite for your sector and asset type.

04

Negotiate and settle

We negotiate terms, manage due diligence, and coordinate settlement with your solicitor and accountant.

Editorial photograph representing this loan type
A Perth business owner reviewing commercial finance options

Business lending should move at the speed of your opportunity.

Em Bee Finance, Perth

The benefits

Why clients choose Em Bee Finance.

Commercial property and business finance expertise.

Access to both major banks and specialist commercial lenders.

Help structuring security and repayment terms.

A broker who speaks the language of business financials.

In their words

Perth families who felt heard.

A small selection of the notes we’ve received. Names shortened for privacy.

Mool made the whole process feel calm. He explained every step in plain English and we settled without a single stressful phone call from us.
Priya & Anand · First home, Canning Vale

FAQ

Common questions

Talk to Mool

Ready to talk? Book a chat with Mool.

A relaxed first conversation. No pressure, no jargon — just an honest look at your options.

Mool Bhargava, principal broker at Em Bee Finance

Mool Bhargava

Principal broker · MBA Finance