Perth Mortgage & Finance Brokers

Buy with someone who has your back.

A Perth mortgage broker who handles all types of loans, from first home, refinance, investment and construction through to car, commercial, development and personal, so your biggest financial decision feels clear, calm and genuinely in your corner.

Book a Chat Try a Calculator

Call Mool direct on 0401 063 137 20+ 5 Star Google Reviews

Australian Credit Licence 486112 Purple Circle Financial Services

A Perth family being handed the keys to their new home

100+ lenders

One broker, the best price

Australian Credit Licence 486112MBA FinancePurple Circle memberWide lender panel

How Em Bee works

A slower, kinder way to arrange finance.

We take the pressure out of the process by being genuinely on your side, from the first coffee to the final settlement.

A relaxed first chat

We talk through what you want to do, in plain language. No forms, no obligations.

Your borrowing picture

We map your position, options and any grants or concessions you may qualify for.

Compare and recommend

From a wide panel of lenders, we shortlist the loans that genuinely fit your life.

Apply and settle

We manage the paperwork, chase the bank, and keep you in the loop until settlement.

We handle all types of loans

Who is this for?

From your first home to your next investment, and the vehicle, equipment or business loan alongside it, there is a loan page for every situation.

Home Loans

View all →

First Home Buyers

Grants, guarantors and the calm hand you actually need.

Learn more

Refinancing

Sharpen your rate. Restructure your life around it.

Learn more

Investment Loans

Structure the portfolio the tax office will smile at.

Learn more

Construction Loans

From slab to keys, drawdowns done properly.

Learn more

New to Australia

Visa-friendly lenders and a broker who gets it.

Learn more

Other Loans

Business, vehicle & personal

Car & Asset Finance

Cars, utes, equipment. Competitive rates, fast approval.

Learn more

Commercial & Business

Working capital and commercial property, structured well.

Learn more

Development Finance

Small-scale projects funded with the right lender.

Learn more

Personal Loans

Consolidate debt or fund the plan without the stress.

Learn more

Our lender panel

One broker. The best price from 100+ lenders.

We compare the majors, the challengers and the specialists, then negotiate hard on your behalf. You get the sharpest deal your file can support, without spending your weekends on comparison sites.

Accredited across every lender shown.

And more. Panel updated regularly.

A Perth couple sitting with Mool Bhargava at his office table, reviewing home loan options

“The right loan isn’t the one with the flashiest rate this week. It’s the one that still fits your life five years from now.”

Mool Bhargava, MBA Finance

Loan Repayment Calculator

Run the numbers in 15 seconds.

A quick, honest look at what a loan might cost you each month. When you’re ready, we’ll pressure-test it against real lender criteria together.

See all calculators

Loan amount

Interest rate

Term

yrs

Visualised

How your balance melts away

Cumulative principal and interest paid over the life of the loan.

Principal paid
Interest paid
Remaining balance

Estimated repayments

Monthly repayment

$3,998

Total interest: $789,257
Total paid: $1,439,257

Get this reviewed by Mool

This is an estimate only and not credit advice. Actual figures depend on your circumstances and lender criteria.

In their words

Perth families who felt heard.

A small selection of the notes we’ve received. Names shortened for privacy.

“Mool made the whole process feel calm. He explained every step in plain English and we settled without a single stressful phone call from us.”

Priya & Anand · First home, Canning Vale

Areas We Serve

Based in Thornlie. Working across Perth.

From Thornlie, Canning Vale and Huntingdale through to Maddington, Gosnells and beyond, a broker who knows the streets, the schools and the market you’re buying into.